Snorkeling & Water Sports Insurance

Coverage That Flows With Your Season

Insurance for Shops, Rentals, and Guided Water Adventures

Running a water-based business means working in dynamic conditions—with high turnover, valuable gear, and customer safety always top of mind. Whether you rent inner tubes or lead snorkeling tours, our insurance plans help you stay protected while your clients enjoy the ride.

Two men are swimming in the ocean wearing snorkels.

What to Know About Water Sport Coverage

From property damage to liability on the water, your operation has specific risks. We help you stay covered across tides, tours, and the full range of your seasonal services.

  • What types of activities are covered?

    Rentals, guided tours, and non-motorized water sports like snorkeling, tubing, and paddleboarding are all eligible.

  • Can I cover my equipment if it's lost or damaged?

    Yes, we offer property protection for your fleet of gear and accessories.

  • Do I need separate policies for each activity?

    Not usually—we can often cover multiple services under one tailored plan.

  • Is customer liability included?

    General liability coverage helps protect your business in the event of customer injury or property damage.

  • Can I insure temporary or mobile setups near water?

    Absolutely. We support everything from beach kiosks to van-based operations.

Supporting Businesses That Keep Summer Moving

Your season is short, and your schedule is packed. That’s why our coverage is quick to set up, easy to manage, and built to flex with your operation.

A black and white drawing of a scuba mask and goggles.

Rental Gear Coverage

Protect your kayaks, tubes, snorkels, and more.

A black and white drawing of a kayak with oars.

Multi-Service Flexibility

One plan for tours, rentals, and retail.

A black and white drawing of a life vest on a white background.

Fast Setup & Seasonal Options

Get covered without slowing down your business.

Ready to Dive In?

Reach out to explore your coverage options. We’ll help you protect your water-based business from surf to shore.